Saltar al contenido principal

CVS® makes it easy to redeem OTC benefits

Pay nothing out of pocket* for select over-the-counter (OTC) eligible products if your plan includes an OTC benefit.

A woman enjoys her water aerobics class.

Redeeming in store is as simple as ...

Qualifying products and categories

Packages of toothpaste, medicated heat patches, Advil, Flonase and sheer bandages.

Save on frequently used items

  • Quality CVS store brands
  • Vitamins and minerals
  • First aid and medical supplies
  • Cough, cold and allergy medicine
  • Pain relievers and sleep aids
  • Antacids, digestive care and laxatives
  • Eye, ear, dental care and more

More networks. Less hassle.

We accept the majority of plans, including:


  • OTC Network
  • S3
  • Wex
  • &more
  • Nations Benefits
  • And many more


Contact your insurance provider to confirm participation and eligibility. 

  • Wellcare member?

    Redeem your over-the-counter (OTC) benefit from the comfort of your own home and get free shipping with no minimums.

  • OTCHS member?

    Just log in to the OTC Health Solutions (OTCHS) portal or use the OTCHS app to shop at your convenience. Or redeem in store at the register.

  • All other networks

    If your benefit is part of any other network we accept, find a participating store, and a colleague can help you at the register.

Learn more about OTC benefits

An illustration of a man using his Medicare Advantage benefit.

What caregivers should know about the drugstore Medicare Advantage benefit

Read about Medicare Advantage benefits

Your hub for senior wellness


¿Tiene 60 años o más? From flu shots to OTC benefit information, access exclusive savings, support and wellness resources today.


Senior wellness hub

An older man pulls up his sleeve after receiving his flu shot.

Preguntas frecuentes

The OTC benefit offers you an easy way to get OTC health and wellness products by going to most CVS Pharmacy® stores.

OTCHS members:
Redeem your benefit at any register by giving your name and date of birth to a store colleague at a register.

Non-OTCHS members:
You may use your Benefit Network Card to pay for your benefits in a store. Your health plan may mail your card to you with other welcome materials. Please contact your health plan for more information.

CVS accepts:

  • OTC Network
  • S3
  • Wex
  • &more
  • Nations Benefits
  • Many other Benefit Network Card types

It depends on your specific health plan. Please contact your health plan for more information.

Your OTC benefit can be used as needed, though you should understand your benefit amount and how frequently it is reimbursed.. Please contact your health plan for more information.

It depends on your specific health plan. Please contact your health plan for more information. Most OTC benefits expire before the end of the year.

You may exceed your benefit amount and pay the difference out of pocket.

  • *FOR OVER-THE-COUNTER BENEFITS AT NO ADDITIONAL COST: Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage and Medicaid plans. The allowance may only be applied to select OTC products. Allowance amount may vary by plan. Customer may be responsible for the cost of any items not covered by their plan or that exceed their allowance amount. Check with your health plan provider for more details.

  • *FOR PARTICIPATING STORES: In-store OTC Health Solutions (OTCHS) redemption is not available at Target, Schnucks or select other CVS Pharmacy® locations.

  • *FOR PAY WITH YOUR BENEFIT CARD: If you are an OTC Health Solutions member, redeem your benefit in store by providing your information to a store colleague at the register.