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CVS® makes it easy to redeem OTC benefits

Pay nothing out of pocket* for select over-the-counter (OTC) eligible products if your plan includes an OTC benefit.

A woman enjoys her water aerobics class.

Redeeming in store is as simple as ...

Conozca más sobre los beneficios OTC

An illustration of a man using his Medicare Advantage benefit.

Use a Medicare Advantage plan to get supplements at no additional cost

Read our supplement guide

Qualifying products and categories

Packages of toothpaste, medicated heat patches, Advil, Flonase and sheer bandages.

Save on frequently used items

  • Quality CVS store brands
  • Vitamins and minerals
  • First aid and medical supplies
  • Cough, cold and allergy medicine
  • Pain relievers and sleep aids
  • Antacids, digestive care and laxatives
  • Eye, ear, dental care and more

More networks. Less hassle.

We accept the majority of plans, including:

 

  • OTC Health Solutions
  • S3
  • OTC Network
  • &more
  • Nations Benefits
  • And many more

 

Contact your insurance provider to confirm participation and eligibility. 

  • Wellcare member?

    Redeem your over-the-counter (OTC) benefit from the comfort of your own home and get free shipping with no minimums.

  • OTCHS member?

    Just log in to the OTC Health Solutions (OTCHS) portal or use the OTCHS app to shop at your convenience. Or redeem in store at the register.

  • All other networks

    If your benefit is part of any other network we accept, find a participating store, and a colleague can help you at the register.

Senior care is our specialty

  • Your hub for senior wellness

    Here, seniors come first. We can help you find special savings and resources, as well as support you on your unique health journey.

  • Attain Health™ by CVS Health®*

    With Attain Health's plan comparison tool you can find the Medicare option that makes the most sense for the health and budget needs of you or a loved one.

  • Oak Street Health®

    Oak Street Health, part of CVS Healthspire™, offers a new approach to health care for older adults — primary care that’s designed to help you stay healthy, not just treat you when you’re sick.

Preguntas frecuentes

The OTC benefit offers you an easy way to get OTC health and wellness products by going to most CVS Pharmacy® stores.

Most Medicare Advantage (also known as Medicare Part C) plans include OTC benefits. Original Medicare (Part A and Part B) doesn’t typically cover over-the-counter products. If you have a Medicare Advantage OTC benefit, you may receive an OTC card, which you can use at CVS® and other participating locations to buy select over-the-counter items.

OTC benefits allow you to pay nothing out of pocket for select health and wellness items. Not every plan is the same, so different plans cover different items. However, there are common categories that many plans cover:

 

  • Alivio de alergias
  • Cough and cold relief support
  • Dental care
  • Digestive care, including antacids and laxatives
  • Ear care
  • Cuidado de ojos
  • First aid and medical supplies
  • Ayuda para alivio del dolor
  • Ayuda para dormir
  • Vitamins and minerals*

OTCHS members:
Redeem your benefit at any register by giving your name and date of birth to a store colleague at a register.

Non-OTCHS members:
You may use your Benefit Network Card to pay for your benefits in a store. Your health plan may mail your card to you with other welcome materials. Please contact your health plan for more information.

CVS accepts:

  • OTC Network
  • S3
  • Wex
  • &more
  • Nations Benefits
  • Many other Benefit Network Card types

It depends on your specific health plan. Please contact your health plan for more information.

Your OTC benefit can be used as needed, though you should understand your benefit amount and how frequently it is reimbursed. Please contact your health plan for more information.

It depends on your specific health plan. Please contact your health plan for more information. Most OTC benefits expire before the end of the year.

You may exceed your benefit amount and pay the difference out of pocket.

  • *FOR OVER-THE-COUNTER BENEFITS AT NO ADDITIONAL COST: Over-the-counter (OTC) allowance benefits are included in select Medicare Advantage and Medicaid plans. La asignación solo puede usarse con ciertos productos OTC. El monto de la asignación varía según el plan. El cliente es responsable del costo de los productos que no estén cubiertos por el plan o que excedan el monto de la asignación. Para conocer más detalles, consulte a su proveedor de servicios de salud.

  • *FOR PARTICIPATING STORES: In-store OTC Health Solutions (OTCHS) redemption is not available at Target, Schnucks or select other CVS Pharmacy® locations.

  • *FOR PAY WITH YOUR BENEFIT CARD: If you are an OTC Health Solutions member, redeem your benefit in store by providing your information to a store colleague at the register.

  • *FOR VITAMINS AND MINERALS: Consult your health care provider before taking any vitamins or supplements. Estas declaraciones no han sido evaluadas por la Administración de Medicamentos y Alimentos. Estos productos no están hechos para diagnosticar, tratar, curar ni prevenir ninguna enfermedad.

  • *FOR ATTAIN HEALTH BY CVS HEALTH: Attain Health™ by CVS Health® is an educational and enrollment program owned and operated by Attain Insurance Services Inc. ("Attain Health"), a subsidiary of CVS Health and licensed insurance agency. Attain Health vende planes de Medicare mediante acuerdos con compañías de seguro, agentes con licencia independientes, agencias y centros de atención telefónica atendidos por personal de Attain Health, contratistas y agencias afiliadas.